PROPRIETARY · ALGORITHMIC · PRIVATE CREDIT

Live Metrics Est. 2019

The Brain is the Math.

The model produces the decisions. The fund is the output.

  • 001 Deployed $2B+ Capital deployed through the Model
  • 002 Evaluated $50B+ Consumer credit applications evaluated
  • 003 Throughput 5M+ Data points processed monthly
  • 004 History 7yrs Top-decile performance¹

Synthetic Portfolio Model · 07 Years Operating · $2B+ Deployed · 10 Lending Partners · 5M+ Data Points / Month

02 / The Two Truths Read in full →

The only constant is change. Past performance is not indicative of future results.

We agree with both. That is why we engineered Synthetic Portfolio Model.

03 / Stability
  • Basis Points Monthly Yield Variance 50 Gross yield variance across the full operating history.
  • Months Consecutive Months 84 January 2019 through December 2025.

The band held

04 / Etymology Definition 01

/sɪnˈθɛtɪk/ · adjective

Synthetic

from the Greek synthetikos — skilled in putting together.

Constructed from components. Tested against reality. Updated as new data arrives.

Not a fixed model. A living one.

Read the Methodology →
05 / Method Process 01 / 01

The math runs first. Capital follows the output.

  1. 01 Starting point

    Strong → Dimension starts with the math.

  2. 02 Simulation

    Inputs simulated against historical conditions:

    • Advance rates
    • Collateral coverage
    • Borrower segment behavior
    • Repayment duration
  3. 03 Recalibration

    Continuous recalibration as new data arrives.

Pressure Test 2019–2026
Period Condition Severity Verdict
2020 COVID-19 shock. Navigated
2021 Unemployment swings. Navigated
2022 40-year high inflation. Navigated
2023 Fastest rate rise in a generation. Navigated

The Model navigated every condition. Then it learned from them. That is what it was designed to do.

06 / Components · 04 / 04

A complete credit system. Every variable measured.

Four interdependent components. Each one measurable. Each one testable. Together, a single operating system.

  • 01 / Platform Infrastructure

    The Data Infrastructure.

    Five million data points per month. Standardized, normalized, queryable.

    5M+ / MO Explore the Platform →
  • 02 / Strategy Synthetic Portfolio Model

    Synthetic Portfolio Model.

    Built from components. Tested against reality. Updated as new data arrives.

    v7.24 / LIVE Read More →
  • 03 / Decision Oversight

    AI flags. Humans decide. Always.

    Twenty-four-hour-a-day model monitoring with human-in-the-loop deployment gates.

    24 / 7 MONITOR How It Works →
  • 04 / Alignment Skin Before Scale

    Skin before scale.

    Our capital first. Investor capital follows after the math is right.

    GP FIRST Our Alignment →
06B / Query the Model ONLINE ●

The Model runs on data. So do the answers.

Query the Model about methodology / capital protection / first payment default. Responses are derived, not retrieved.

Synthetic Portfolio Model · v7.24 SESSION 0823
Dimension Voice · Direct Not investment advice
07 / Statement

Private credit has always known its past. Dimension derives its future.

01 / Method

We built a model that reads forward — continuously recalibrating across rate cycles, capital flows, and borrower behavior. Not a snapshot. A signal.

10 lending partners

Selected on execution, not history.

Demand has never been the constraint. Capital allocation discipline is.

The Math Strategy →
End / Origin

Dimension wasn’t built to gather assets and charge fees managing other people’s money.

We invested our capital first, behind data, engineering, and math we believed in, knowing that we would only succeed when the math was right.

Today, we only succeed after the math is right for our investment partners.